CTMAG is a Malaysian outsourced mortgage consultancy focusing primarily on home loan refinancing and property-backed financial restructuring.

The company assesses the homeowner’s outstanding loan balance, property value, existing interest rate, remaining tenure and monthly instalment before determining whether refinancing may be financially suitable. It may also assess whether eligible borrowers can release additional cash from the property.

CTMAG provides personalised guidance throughout the mortgage process, making it suitable for homeowners who prefer more active case management rather than relying only on an online comparison platform.

Company Type: Outsourced mortgage consultancy
Primary Services: Home loan refinancing, cash-out assessment and mortgage restructuring
Assessment Areas: Outstanding balance, property value, interest rate, tenure and monthly repayment
Target Clients: Existing homeowners and property owners
Best Known For: Consultant-led refinancing assessments focused on monthly commitments and property equity